fbpx

Protecting your presents and precious possessions at Christmas

06.12.22

The most wonderful time of the year can come with expensive trinkets out on display or luxurious gifts boxed up and ready for the festivities. From antique Christmas decorations to the latest must have gadgets and jewellery beautifully wrapped under the tree, the total value of all items in your home will likely peak between Christmas and the new year.

You may also have more visitors than normal, upping the chances of damage happening – be that a glass of mulled wine spilt on your cream rug by a merry relative, or a vase knocked over by a child hiding around a corner hoping to sneak a peek at a certain someone; the more people, the higher the chance of damage. Do you know that not all home insurance policies cover accidental damage? It is worth checking if your policy gives this cover to help safeguard against a clumsy guest or unfortunate accident.

There is always a lot to think about during the festive period, but one thing that often gets left off the list is considering whether you need to temporarily alter the amount of contents cover you need through December.

Doing so will give you the peace of mind that, should anything go wrong, you know your cover will be up to scratch.

Some insurers may automatically increase your cover over this season but it will not be the case for every policy, so it’s worth checking. It's also worth considering if you’ll need to contact your broker after Christmas, should you receive lots of lavish gifts.

Make sure you’re familiar with what is and is not covered by your policy. A specialist broker like Abode can guide you through this process

To learn more about Abode, click here

To keep up to date with our advice and tips, you can subscribe to our newsletter here

Abode Affiliates

  • Alleyne Real Estate
  • Blevins Franks
  • Coldwell Banker
  • Crane Resorts
  • Monaco Real Estates
  • RDO
  • St Francis Links
  • Unique Home Stays
  • Yoo
  • Worldwide Dream Villas
  • Enigma Yachts Limited
  • Cornerstone Tax Advisors
  • Pedini London
  • Alexander James
  • Moore Stephen
  • Ibiza Transit Express
  • Oyster Yachts
  • Jumeirah
  • Wall Street Luxury
  • Heron Real Estate
  • Edenhurst
  • MG&AG
  • Gama Property
  • Touch Design Group
  • St Edward
  • Ultra Villa
  • Luxury Italian Living
  • Habitat First Group
  • BDO
  • 7Storeys
  • Worldwide Property
  • Dimora
  • Dominic McKenzie Architects
  • Harry Manning
  • Smart Living
  • Isle Blue
  • MAS Marbella
  • Millgate
  • Jersey Finance
  • guernsey-relocations-logo
  • viberts-logo
  • kpmg-logo
  • author-interiors
  • Wilkinson Beven
  • BoConcept
  • Ante Vrban
  • Deborah Garth
  • You home
  • Ra Shaw Designs
  • Caudwell Collection
  • accanto-interiors
  • Fritz Hansen
  • capital-rise
  • jarrods-staircase
  • neil-davies-logo
  • Tina Shone Group
  • Taplow riverside
  • Aimo
  • ns-ceramics-logo
  • Rusk
  • Consilium Expert Group
  • Ben Krupinski Builder
  • Swoffers
  • Guernsey Relocation Services
  • Douglas Graneto
  • Strutt & Parker
  • wilsons
  • MJC Associates
  • plainspace
  • Fine & Country
  • Bramble Ski
  • Penthouse queen
  • Sarco_Affiliate_Logo
  • taylor wimpey
  • cooper-gardner
  • M Design Architects
  • codan
  • Lovells
  • London DE
  • HELENA JORNET FINQUES
  • Prime Lands Group
  • Bellegarde Estates
  • Sinclair
  • Pippa Paton
  • Ecole d'Humanite
  • Benedek Lewin
  • Inspired Villages
  • Huelin Homes
  • Gaudin
  • Lovells Property
  • Racecourse Lodge Logo
  • Paseo
  • Lemay + Escobar
  • Octagon
  • Locate Isle of Man
  • Newlands of Stow
  • Hawksford
  • Holdun
  • St George's International School
  • Schule Schloss Salem
  • AR Architecture
  • lazaro
  • Sella Concept
  • Blakstad
  • SAREG
  • miller interior
  • Wealth Club
  • Yellow House Architects
  • Designer Touches
  • Zafiro
  • Nicole Murray
  • Scout Boats
  • Emerson Insinkerator
  • Forsters
  • https://www.cullenhomes.co.uk

Enter your dream destination