Can your wealth manager offer bespoke lending? Nedbank Private Wealth can

By Chiraag Patel, Senior Credit Specialist at Nedbank Private Wealth International

As a wealth manager and a full service private bank, at Nedbank Private Wealth we offer wealth planning, investment management and a wide range of private banking services, including bespoke lending, multi-currency banking, and foreign exchange services.

The cornerstone of our specialist services is wealth planning as it provides a roadmap for managing your financial affairs. By understanding your current situation and your future financial goals, our wealth planning team can help you explore your options, create a wealth plan and, ultimately, make more informed decisions about your wealth.

But returning to the original question on bespoke lending, we have the flexibility to offer lending solutions that can be tailored to your individual circumstances, rather than how well you fit a prescribed set of criteria. The benefits can include:

A personal approach

• Access to a dedicated private banker meaning a deeper understanding of your financial situation and goals.
• Lending applications judged on their individual merits.
• Consideration given to your wealth as a whole, rather than purely income.

Flexibility

• Experience of working with those who may have less traditional income streams.
• Rates decided on an individual basis depending on the size of the loan relative to the value of the property, and the loan term.
• Borrowing secured against a range of investments as well as UK property, to help clients who are asset-rich but cash-poor.

Expertise

• Experience in providing lending solutions to clients around the world, often with complex financial affairs.
• International expertise that can help expat and foreign national clients who are choosing to move to or invest in the UK.
• Options for wider wealth planning opportunities alongside your lending arrangements.

Competitive pricing

• Competitive interest rates and fee structures that can meet your immediate needs as well as supporting your longer-term wealth goals.
• Cost effectiveness, as your investments need only be transferred to us if the loan is secured against them.

We have the time and experience to understand you as an individual, which means we can provide a bespoke lending solution that will meet your immediate financial needs and work with your longer-term wealth plans.

Whether you are about to borrow for a specific purpose in the near future or are planning for something further down the line, it pays to discuss lending requirements in advance.

Get in touch today to find out more about how we could help you with our bespoke lending service:

Email – credit.enquiries@nedbankprivatewealth.com

Web - Borrowing - Nedbank Private Wealth

Call – 01624 645000

nedbankprivatewealth.com

Your home or property may be repossessed if you do not keep up repayments on your mortgage. Over 18s only. Credit is subject to status and approval.