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Buying Beyond The Sea

11.02.22

As one of the most idllylic and sort after destinations for second homes, Abode2 speaks to Philip Weiser, the CEO of Luxury Estate Agency Carlton Group, to get his insight into buying a holiday home in France post Brexit

Has Brexit effected the French holiday home market? 

Brexit has not changed anything for people wanting to buy a house in France. Brits' can buy property in France with ease. This is because the process falls under French law and not EU law.

Has Brexit made buying a house in France more expensive? 

The cost of buying a house in France remains one of the lowest in Europe with a 7% legal fee. The Capital Gains tax has remained the same at the rate of 36.2% (19% + 17.2% social charges). Buying homes in France has not become more expensive post-Brexit. The C.G Tax is only applicable if the sale of the property is not your primary residence.

Do you have to get a visa when buying a house in France? 

The short answer is no. The only change is the length of time you plan to stay in France. If you visit France for less than 90 days per year, you do not need a visa. Before Brexit Brit's could stay in France for 180 days a year before needing a visa. If you plan to stay longer than 90 days you must apply for a long term visa.

How complex is it to purchase a home in France?

Buying a second home in France is as easy as it was before Brexit. This is because property purchase falls under French Law. If you plan to live here full time, you will require a long-term visa. Do not worry about needing a visa if your stay in France is less than 90 days.

How do you apply for a long-term visa?  

If you want to stay for more than 90 days per year, you need a long-term visa. You can apply for this through the official French visa website. You should apply for your long-term visa in advance due to the processing time taking anything from 3-6 weeks.

How easy is it to get a mortgage in France after Brexit?

Brexit will not affect your ability to apply for a French mortgage. Our experienced English-speaking team will help you apply for a French mortgage. We can help you choose the best legal firm required to complete the purchase. A property sale takes on average 3-4 months to complete.

Who can help me buy a house in France after Brexit? 

Specialist like Carlton Group can ensure that your home purchasing experience is hassle-free. Our specialized knowledge has built up over decades. We are famous for guiding the sales of the most luxurious homes in Europe. Our consultants are here to assist you in buying your luxury second home.

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